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Its broker-dealer subsidiary, charles. Its banking subsidiary, charles schwab bank, ssb (member fdic and an equal housing lender), provides deposit and lending services and products. This site is designed for u. s. The charles schwab corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, charles. Reallocating your cash to a blended strategy of stocks and bonds might better fit your long-term goals.